Solutions

Financial Planning for Life

Sound strategies start here.

We can help you achieve your financial goals. We'll give you the guidance to...
   

• Save for retirement
• Generate income in retirement
• Minimize your tax burden
• Determine the insurance coverage to meet your needs
• Help you develop strategies to manage your financial future
• Offer personalized programs to help you achieve your unique goals.

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As a client, you and your Greenway Financial Group professional will develop a results-focused plan to ensure that your unique objectives will be given the best opportunity for success.

Retirement Planning

Retirement defined by you.

When creating your definition of retirement, imagine what your dream lifestyle would be like. Then, consider these simple questions:

• Where will you live?
• What will you do?
• ​What activities will you participate in?
• Will you have enough income to maintain or elevate your current lifestyle?
• What can you do now to better position yourself for a successful retirement?

Estate Planning

Management and protection for future generations.

Providing for your loved ones is one of the most caring and generous things you'll ever do for your family. Greenway Financial Group is pleased to partner with estate planning attorney Will Riding to help you build the financial legacy you and your heirs deserve. 

Some of the specific estate planning services we may recommend depending on your specific situation include:​
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• Dynasty Trusts
• Private Client Services
• Wills
• Revocable Living Trusts
• Powers of Attorney
• Living Wills
• Irrevocable Trusts
• Grantor Trusts
• Beneficiary Trusts
• Charitable Remainder Trusts
• Family Foundations
• Trust Administration

Tax Planning

Our strategic partners at Swink, Smith, Coplen and Co., PC will work to see that you pay no more tax than the law requires. They monitor the changes in the tax law that could affect you and recommend tax saving strategies. They'll also file all your tax returns and serve as your advocate in all tax matters.  There are several basic tax-cutting strategies, and most plans involve one or a combination of them including, but not limited to:



Lifetime Income

Safety and protection for volatile times.

Protecting your hard-earned assets in perhaps the most volatile era in generations can be easier than you think. Integrating fixed-index annuities into your portfolio can protect you from market loss during a downturn while giving you the opportunity to realize market gains during the good times.
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Choosing the right fixed-index annuity can provide the best of both worlds – security and results. Greenway Financial Group has an in-depth portfolio of the most competitive, guaranteed and safe fixed-index annuity products available to the general public today. Fixed-index annuities are not FDIC insured and are based on the claims paying ability of the insurer.

Annuities, like everything else, are continuously evolving. The features and benefits of a fixed-index annuity today compared to even a few years ago are as different as the comparison between an apple and an orange. One of the biggest innovations of modern indexed annuities is the ability to custom design and deliver an annuity that perfectly matches the individual needs of the client.

Life Insurance

Life insurance has many uses, but one size does not fit all. Almost all insurance companies have now updated their life expectancy tables to reflect the fact that we are now living longer. If a person has life insurance and the policy is more than 2 years old, they should absolutely have their policy reviewed by a knowledgeable insurance professional. Assuming that the applicant still has their health, there is a very good chance they may be able to dramatically increase the amount of coverage they have at no additional cost, or simply lower their cost of their current coverage.

Here are just some of the reasons you should consider life insurance:



• Help replace your income and provide financial security for your dependents.
• Help pay final expenses.
• Create an inheritance for your heirs.
• Help pay federal, state, inheritance, and estate taxes.
• Make significant charitable contributions.

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Life Insurance is an area of expertise at Greenway FInancial Group, and we can custom-tailor a plan that meets all your goals and objectives. We look forward to assisting you in leaving a legacy that you can be proud of.

401(k) and IRA solutions

Corporate America

One of the downsides of IRAs is that every year, millions of Americans are forced to take a Required Minimum Distribution (RMD) from their IRAs and qualified plans starting at age 70½. This RMD, drastically decreases the amount that will be left for their beneficiaries after they’re gone.

Greenway Financial Group has a broad portfolio of IRA/RMD solutions that can give you the freedom to withdraw your RMD each year and still be guaranteed to leave at least 100% of the original premium as a death benefit through the age of 88, regardless of market conditions. We can’t change the RMD law, but we can give you the opportunity to leave a lasting legacy for those you care about the most.
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​At Greenway, we work closely with our clients to help them make the best decisions possible about income & retirement planning regardless of current economic conditions. We are passionate advocates for our clients and believe deeply that they should retain, grow and transfer all that they have worked so hard for. Contact us today and let us craft an individualized retirement income plan that is as unique as you are.

Wealth Transfer

The failure to plan a tax-efficient wealth transfer can greatly diminish the amount of wealth that ultimately reaches the next generation. With so much focus on building an effective retirement plan, creating an equally effective plan for transferring hard-earned assets can unfortunately be an afterthought.  Here are some key points to consider when planning a tax-efficient wealth transfer:

• Be proactive and start planning early. Planning needs to start many months, if not years, before the ultimate transfer.
• Involve family members in the process. The passing of a loved one is challenging enough without having to sort through the complex problems of a poorly planned estate.
• Find an experienced and trusted advisor.
• Explore the various options available and decide what is best for you and your heirs.
• Develop a charitable giving plan and an estate plan.

With sufficient time and planning, you, your family and your advisors can design a wealth transfer plan that is both tax-efficient and fair to all. Proper planning for wealth transfer is an area of specialization here at Greenway Financial Group,

Long Term Care

The care you need when you need it most.

According to the Federal Government, over 60% of senior citizens will experience the need for long-term healthcare at some point in their lives.

Unfortunately, the vast majority of seniors have no protection from this very legitimate threat. Some cannot qualify due to poor health, some assume the government will take care of them, some cannot afford the premiums and others are simply in denial of the potential disaster of a long-term care situation.

The need for coverage is real. However, there are some very valid reasons why seniors avoid obtaining conventional long-term care coverage.

For those without long-term care coverage, there is good news. Over the last few years, there have been some highly innovative solutions developed that can help individuals protect themselves at very affordable costs. At the very least, we strongly encourage you to explore your coverage options.